Insurance & Appraisals

Protect Your Investment

Your Banyan Jewelers piece is not just a beautiful accessory; it is a valuable asset and a potential heirloom. We strongly recommend insuring your jewelry against theft, loss, and damage. While Banyan Jewelers provides a limited warranty against manufacturing defects, proper insurance provides comprehensive coverage for peace of mind.

Complementary Appraisals

For every purchase over $1,000, Banyan Jewelers provides a complimentary insurance appraisal. This document contains a detailed description of your item, including stone specifications, metal quality, and a retail replacement value. This appraisal can be submitted to your insurance provider to establish coverage.

Recommended Partner: Jewelers Mutual

We have partnered with Jewelers Mutual Group, the only insurer dedicated exclusively to jewelry for over 100 years. They offer comprehensive repair or replacement coverage with worldwide protection.

• Coverage for loss, theft, damage, and disappearance.
• Worldwide travel coverage.
• Repair or replacement with same-kind and quality.
• Freedom to work with your own jeweler (us!).

Updating Your Appraisal

The value of diamonds and precious metals can fluctuate over time. We recommend having your jewelry reappraised every 3-5 years to ensure your insurance coverage remains adequate. We offer updated appraisals for Banyan pieces at a reduced rate.